Creating shaping malaysians financial freedom
We empower Malaysians with flexible payment solutions, making financial freedom more accessible and stress-free.
Empowering Malaysians with financial freedom since 2018
Moby and Moby Islamic were founded in 2018 with one mission, to give every Malaysian access to financial freedom through smart, flexible payment solutions.
We offer interest-free instalment plans of up to 4 months, as well as PayNow options for immediate payments. Whether you're planning ahead or managing daily expenses, Moby provides the flexibility you need.
Our policies are designed to encourage responsible financial habits. Users are guided to spend within their means through a smart budgeting system that aligns with their financial situation.
At Moby Islamic, we take it further by offering Shariah-compliant options, ensuring our solutions are accessible and ethical for all.
Moby products
We’re Shariah-compliant under the Qard contract
Halal-Certified services
All offerings are reviewed and certified to meet Shariah standards, so you can use Moby Islamic with confidence.
Fully aligned with Shariah principles
Every transaction follows Islamic rulings, ensuring ethical and transparent financial practices.
0% interest instalment
Enjoy flexible payment options with absolutely no riba or hidden fees.
80k+
Buy Now Pay Later users
10k+
PayLater spending limit
1000++
Popular merchants
Our core beliefs and aspirations
Revolutionize payments
Empowering users with seamless, secure, and flexible payment options that work for everyone.
Foster financial inclusion
Making financial tools accessible to all, especially the underserved and unbanked communities.
Build a connected ecosystem
Creating a supportive network where users, merchants, and partners thrive together through shared innovation.
“
Enabling financial well being with secure, inclusive payment solutions for Malaysians
Rian Philip
Founder of Moby Group
Our top partners
